1. Acceptance of Terms
By creating an account or using Savy's Tips, you agree to these Terms of Service, the Privacy Policy, and the Disclaimer. If you do not agree, do not use the service. Users may be asked to accept this legal version again after material updates.
2. Operator and Contact
The public business details used for support, legal, tax, and account questions are: legal name: Savy's Tips operator - business details pending; tax number: To be added before live monetization; address: To be added before live monetization; business country: HU; support email: support@savystips.com.
These details must be completed before live web monetization is enabled. Placeholder details mean the service is still in pre-monetization readiness mode.
3. Nature of Service
Savy's Tips provides informational only football prediction content, statistical commentary, match context, and product features that help users review predictions. It is not financial, legal, investment, gambling, or betting advice.
Savy's Tips does not accept bets, process wagers, hold balances or user funds, pay winnings, place bets for users, connect to sportsbooks, track bankrolls, act as a bookmaker, or operate as a sportsbook.
4. Eligibility and 18+ Confirmation
You must be 18+ and legally allowed to access sports prediction or betting-adjacent informational content in your jurisdiction. If local law requires a higher minimum age or prohibits this type of content, you must follow your local law and must not use the service where it is restricted or unlawful.
5. Subscriptions, Billing, and Refunds
Premium features on iOS are sold through Apple In-App Purchase as auto-renewable subscriptions. iOS pricing, trial eligibility, renewal timing, cancellation, receipts, and refunds follow Apple's process and are shown in the App Store purchase sheet before confirmation.
Web purchases, where available, are processed through Stripe. Android purchases, if launched, will be processed through Google Play Billing and RevenueCat. Refunds, cancellations, failed payments, renewals, chargebacks, receipts, and subscription management follow the provider used for the original purchase.
6. Taxes, Prices, and Receipts
Prices may include applicable taxes depending on the purchase provider and customer location. Invoices, receipts, tax records, and payment confirmations may be issued by Apple, Google, Stripe, or another payment provider where applicable. Savy's Tips does not provide tax advice to users.
7. No Guaranteed Outcomes
We do not guarantee prediction accuracy, winnings, profit, successful picks, or any specific match or betting outcome. Past results do not guarantee future results. You are solely responsible for any decisions you make based on service content.
8. Responsible Use
Savy's Tips is designed for responsible use of informational sports content. Do not use the service to make decisions you cannot afford, to evade local restrictions, or to participate in unlawful gambling activity. If betting or prediction content creates stress, financial harm, or compulsive behavior, stop using related content and seek local professional or responsible-gambling support.
9. Account Conduct and Termination
You agree not to abuse, reverse engineer, scrape, disrupt, resell, automate, or misuse the platform. Accounts may be suspended or terminated for fraud, abuse, policy violations, payment abuse, illegal use, or violation of these terms.
10. Intellectual Property
Savy's Tips branding, software, prediction content, model explanations, design, and related materials are protected intellectual property. You may not copy, resell, republish, or create derivative commercial products without written permission.
11. Service Changes and Availability
We may update, improve, suspend, or remove features, content, prices, or plans. Sports data, predictions, notifications, subscription state, ad unlocks, third-party services, and payment providers can be delayed, unavailable, or inaccurate.
12. Limitation of Liability
To the maximum extent permitted by law, Savy's Tips and its operators are not liable for direct, indirect, incidental, special, or consequential damages arising from use of the service, inability to access the service, prediction content, third-party data, or payment provider behavior.
13. Governing Law
These terms are governed by the laws of Hungary, without prejudice to mandatory consumer protections required by your local jurisdiction.
14. Contact
For legal, account, subscription, or support questions, contact support@savystips.com.